ITC iLand
Pre-Sale
Real Estate & Investment
Pre-Construction

Pre-Sale Construction

Access exclusive pre-construction pricing on new condo and townhome developments across the GTA and major Canadian cities — before public launch.

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Typical Deposit
15–20% over 2–4 yrs
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Completion Window
2–5 years
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Appreciation Window
From day of contract
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Assignment Eligible
Most projects

What We Offer

  • New condo and townhome developments across the GTA
  • Exclusive pre-launch pricing and floor-plan selection
  • Assignment sales and resale on pre-construction units
  • Developer negotiation support — incentives, upgrades, parking
  • Investment-grade unit selection for maximum ROI
  • Deposit structure review and financing strategy
  • VIP broker access to top-floor and corner units
  • Cooling-off period and contract clause review

How the Process Works

From first consultation to keys in hand — every stage clearly mapped.

  1. 1

    Discovery & strategy

    We review your goals — investment vs. end-use — your budget, timeline, and how the purchase fits your immigration profile.

  2. 2

    Project shortlisting

    We surface 3–5 active or upcoming pre-construction projects with the best growth, transit access and developer track record for your strategy.

  3. 3

    VIP reservation

    We reserve your preferred unit at platinum or VIP-broker pricing — before the public launch — and lock in floor plan and view.

  4. 4

    Purchase agreement & legal review

    You sign the Agreement of Purchase and Sale. We coordinate with a real estate lawyer to review during the 10-day Ontario cooling-off period.

  5. 5

    Deposit schedule

    Deposits are paid in instalments (typically 5% on signing, then 5% increments every 60–365 days) — we map the full schedule to your cash flow.

  6. 6

    Interim occupancy

    For condos, you may take occupancy before final registration — paying an occupancy fee in lieu of mortgage. We explain the math.

  7. 7

    Final closing & keys

    On registration, your mortgage activates, you complete final adjustments, and the unit is legally yours.

Why ITC iLand

Pre-construction is where we have the deepest broker relationships. Our real estate specialists hold platinum and VIP access on dozens of GTA developments — meaning your offer goes in before the public launch, at the best price tier, with first pick of floor plans. We coordinate with mortgage brokers and real estate lawyers from day one, so deposits, closings and assignments are mapped to your profile from the start.

Frequently Asked Questions

You sign a contract to purchase a unit before the building is complete — sometimes before construction has even begun. Deposits are paid in instalments over years, and you take possession on completion.

In Ontario, most pre-construction condos require 15–20% total deposit, split into 4–6 instalments over the construction period. The remaining balance is your mortgage at final closing.

Most developers allow assignment with their consent (and a fee). This lets you sell your contract to another buyer before final closing — useful for investors capturing appreciation without holding the property long-term.

For condos, you can move in once your unit is ready, even before the whole building is registered. During this period you pay the developer an "occupancy fee" (interest + maintenance + taxes) instead of a mortgage payment.

The Prohibition on the Purchase of Residential Property by Non-Canadians Act applies until early 2027. There are exemptions (work permit holders, refugees, certain students, immigration applicants with PR confirmation). We screen eligibility before any offer.

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Ready to Get Started?

Book a free consultation with our real estate and immigration specialists — a strategy built around your profile.

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