Buying a home in Canada does not lead to residence, but farms, commercial property and businesses can matter in some provincial programs. What counts, what the limits are, and options abroad.
Translated from the original Farsi article by Ramin Asadi.
Did you know that buying farmland in Canada may count toward the qualifying investment of an immigration program, while buying a multi-million-dollar condo earns you no direct immigration credit at all? Many investors assume Canada has no way of connecting an investment to immigration. Others assume the opposite: that buying a house, land or a company is enough to get residence. The reality sits between the two. Canada has no general "residence in exchange for property" program. But there are pathways where buying commercial property, buying a farm, starting an economic activity or buying an existing business can play a role in an immigration file. In this article, as an immigration consultant, I walk you through all of these opportunities and limits. Last reviewed: November 1, 2026.
This article is general information, not legal, tax or investment advice for your personal situation. None of the programs described here guarantees an immigration approval, a return on capital or citizenship.
1. Does buying a home in Canada lead directly to residence?
Short answer: no. Unlike some countries, Canada has no Golden Visa based on buying a home. Even if someone buys a home worth one or two million dollars, ownership alone does not give any of the following:
Buying property is an economic transaction. Immigration rights come from separate immigration laws and programs, not from a title deed.
- A Canadian work permit
- Permanent residence
- Canadian citizenship
- Points in the Express Entry Comprehensive Ranking System (CRS)
- A right to enter or stay in Canada long term
Can foreign nationals buy property in 2026?
At the time of writing, the federal ban on foreign nationals buying certain residential property remains in force and, under current law, runs until January 1, 2027. But the ban does not cover every property or every foreign person. For example, there are exceptions for some eligible work-permit holders, vacant land, buildings with four or more residential units and some properties outside the built-up areas covered by the law. For farmland, the exact nature of the property, any buildings on it and its location need to be reviewed. Provincial rules are separate. Ontario's NRST, for example, is 25% on taxable purchases by foreign buyers, under the conditions set out in law. And one important point: even if the federal ban ends in 2027, that does not create a new immigration pathway. We cover the exemptions in our guide to the foreign buyer ban for immigrants, and what is known so far about what happens to the ban in January 2027 in our review of the ban expiring on January 1, 2027. (Official source: CMHC FAQ.)
2. Seven ways buying property can indirectly help an immigration file
Buying property is not necessarily unrelated to immigration. What matters is how, and under which rules, the connection arises. These are the seven situations to know.
Way 1: Using property to prove net worth
Many provincial entrepreneur programs have a minimum net worth. BC's Base entrepreneur category, for example, requires a minimum personal net worth of $600,000. When net worth is assessed, the net value of property owned by the applicant or their spouse can count, subject to the rules and to proof of ownership and valuation. The property does not have to be in Canada; property with valid title in another country may also be assessed. A hypothetical example:
| Asset | Hypothetical value |
|---|---|
| Primary residence | $400,000 |
| Commercial property | $300,000 |
| Cash deposits and investments | $150,000 |
| Total assets | $850,000 |
| Related debts | $100,000 |
| Net worth | $750,000 |
If all assets and debts are accepted and verified, such a person might meet the minimum net worth of some programs. An important difference: having enough net worth is not the same as having cash available to invest.
Way 2: Counting the cost of commercial property as part of the qualifying investment
This is one of the most important real connections between buying property and immigration. In some entrepreneur programs, the cost of buying land or a commercial building can, under specific conditions, count toward the qualifying investment:
So buying commercial property may matter for immigration purposes, even though ownership by itself does not create residence.
- Alberta: under the official AAIP Business Plan guide, buying property is normally not a qualifying investment unless the province approves it as an exception; if approved, up to $75,000 of the property cost (or the actual amount if lower) can count. This is a rule of the entrepreneur investment guide and should not be extended to the Farm Stream without checking. (For an overview of the programs, see our provincial entrepreneur programs page.)
- New Brunswick: the cost of land and buildings for the business premises can be counted up to 25% of the total qualifying investment (or the actual cost if lower). If the total qualifying investment is $200,000, at most $50,000 of it can come from buying land and buildings, provided the other requirements are met.
- Nova Scotia: in the 2026 entrepreneur guide, land and buildings appear among the permitted business investment items.
Way 3: Buying property to start an economic activity
Suppose an investor, instead of buying a rental apartment, buys an industrial property to set up a food-production plant. That investment can include the building, machinery, a warehouse, equipment and hiring staff. Here the property is not just an asset; it is part of the infrastructure of an operating business. If the relevant immigration program accepts this type of activity and these costs, buying the property may help carry out a qualifying business plan. But you should not assume that every construction or real-estate development project is allowed; provincial rules differ widely on this.
Way 4: Buying farmland and building a working farm
In some programs this is directly tied to the qualifying investment. In Manitoba, buying farmland, farm buildings, machinery, equipment and livestock can count toward the tangible investment required by the Farm Investor Pathway. Alberta also has a separate program for experienced farmers. We look at this in detail in the agriculture section. If you own or manage a business, our article on why now is the time to look at Canada's entrepreneur pathways is also relevant.
Way 5: Documenting readiness to settle
In some files, having suitable housing can help document the applicant's settlement plan; for example, an applicant already accepted into a provincial program might include proof of residence alongside other evidence. But buying a home is not conclusive proof of intent to live in the province and does not by itself create any official points. It can even backfire: in New Brunswick's Business Immigration guide, owning property or a business in another Canadian province is listed as a ground of ineligibility. And on a visitor visa application, owning a home in Canada does not guarantee a visa and may even raise questions about the applicant's real intention to stay only temporarily.
Way 6: Turning a property asset into usable capital
Sometimes property's role is to supply funds: someone sells a property and uses the cash to meet the capital required by an entrepreneur program. In that case the lawful source of the asset, the sale documents, taxes, the transfer of funds and real access to the capital must all be provable. But the value of unsold property is not accepted as proof of settlement funds for Express Entry. IRCC states explicitly that equity or value in property cannot replace available funds as proof of Settlement Funds. (For the general requirements, see our Express Entry page.)
Way 7: Infrastructure for a foreign company expanding into Canada
The owner of a foreign company may need a factory, warehouse, workshop or office building to expand in Canada. Together with real economic activity, such an investment can be part of the company's Canadian expansion plan, and in specific circumstances pathways such as intra-company transfers or entrepreneur programs may be worth reviewing. But a foreign company buying property, even with a Canadian company registered, does not by itself create a work permit or residence.
3. Buying farmland: can it be an immigration pathway?
For some applicants, especially farm owners, agricultural producers, livestock farmers and managers of farming operations, the answer is yes. But three kinds of investment must be kept apart:
| Type of investment | Likely immigration position |
|---|---|
| Buying farmland and holding it for price appreciation | Passive investment; usually no direct effect |
| Buying land and leasing it to a farmer | Usually unsuitable for farm immigration programs that require active management |
| Buying or creating a productive farm and genuinely managing it | May qualify under agricultural or entrepreneur programs |
The central issue is real economic activity in agriculture.
Manitoba: Farm Investor Pathway
The clearest example of buying land connecting to immigration is Manitoba's Farm Investor Pathway, for people with a real history of owning and running a farm who want to establish their farming operation in rural Manitoba. The main financial conditions:
If invited to an interview, the applicant must be able to do the interview in English or French.
- A minimum net worth of CAD $500,000
- A minimum qualifying investment of CAD $300,000 in the farming operation
- At least three years of provable experience owning and operating a farm
- An exploratory visit to farming operations in Manitoba
- A farm business plan
- Living on the farm and being actively involved in its day-to-day management
The official program guide names the tangible farm-related assets: farmland, farm buildings and facilities, machinery and equipment, farm vehicles, livestock, and tools and production supplies. A hypothetical example: a farmer with more than ten years of experience proposes the following investment to set up a farm in Manitoba.
| Cost | Hypothetical amount |
|---|---|
| Farmland | $180,000 |
| Machinery and equipment | $100,000 |
| Farm buildings and facilities | $70,000 |
| Total | $350,000 |
If the land purchase is legally permitted, the business plan is approved and all costs are recognized as eligible, this structure could exceed the program's $300,000 minimum. But this example is not a confirmation of the land amount, the adequacy of the capital or anyone's eligibility. More importantly, an applicant should not assume they must buy land before going through the program's stages. Under Manitoba's official process, the expression of interest, invitation to apply, file assessment and provincial nomination are distinct steps, and the investment commitments must be carried out in line with that process. Is it enough to buy land and lease it out? No. The official guide says the applicant should not buy the farm merely hoping for price appreciation, lease it to others or hand over its management to a third party. The activity must be productive, economic and continuing. (Official source: Farm Investor Pathway eligibility; other Manitoba programs: our Manitoba page.)
Alberta: Farm Stream
The AAIP Farm Stream is for experienced farmers who want to establish a new farm or buy and run an existing one. Under current rules, the applicant must prove the ability to manage a farm, have at least CAD $500,000 of personal capital to invest in primary agricultural production, show net worth or accessible funds at the required level, submit a viable business plan, and show that the proposed operation fits the province's agricultural industry needs. Farming experience is essential. Someone who has managed a large livestock or crop farm may be able to explore a plan to transfer and grow their operation in Alberta; someone whose only background is buying and selling land does not necessarily qualify. The business plan is assessed by the province together with agricultural bodies. (Other Alberta programs: our Alberta page and provincial entrepreneur programs.)
New Brunswick: a lower net worth minimum for agriculture
In New Brunswick's Business Immigration program, the minimum net worth is lower for agricultural investment:
| Criterion | Regular business investment | Qualifying agricultural investment |
|---|---|---|
| Minimum net worth | $500,000 | $300,000 |
| Minimum investment in the business | $150,000 | $150,000 |
Beyond the financial conditions, the applicant must meet requirements on language, age, education, management experience, selection score, active participation and job creation. (Details for the Atlantic provinces: our Atlantic programs page.)
Other provinces
- Nova Scotia: agriculture can be assessed as an eligible business plan; the minimum investment is $150,000 in the Halifax region and $100,000 outside it.
- Newfoundland and Labrador: agriculture, aquaculture and natural resources are among the sectors of interest to the International Entrepreneur program; the general minimum investment is $200,000.
- Yukon: agriculture is one of the permitted sectors of the Business Nominee program. The required investment is $300,000, and buying the business's operating assets may count; but investment made before admission to the program is not counted toward this requirement.
- Saskatchewan: the province previously had a Farm Owner and Operator category, but since March 27, 2025 it has permanently closed all its entrepreneur and farm pathways to new applications. So buying farmland in Saskatchewan cannot be the basis of a new application under that former program. (Pathways still open in the province: our Saskatchewan page.)
4. An important limit: may foreign nationals buy farmland at all?
This question must be answered before you plan to buy a farm. The rules for buying farmland differ from those for buying a residential home, and beyond federal law, some provinces have separate limits on land ownership by non-citizens or people without permanent residence:
The existence of a farm immigration program does not mean a foreign applicant can buy any land without restriction. The legal structure of the purchase, the timing of the transaction and the possibility of an exemption must be reviewed by qualified professionals before any financial commitment.
- Alberta: under the Foreign Ownership of Land regulations, foreign individuals and foreign-controlled corporations can generally own at most two parcels of controlled land totalling up to 20 acres; larger purchases may need an exemption.
- Manitoba: the Farm Lands Ownership Act normally limits farmland ownership by non-Canadian individuals and companies to 40 acres; for more, you can apply to the Manitoba Farm Industry Board for an exemption.
- Saskatchewan: foreign persons who do not meet the legal conditions generally need an exemption from the Farm Land Security Board to own more than 10 acres of farmland.
- British Columbia: a significant share of farmland lies within the Agricultural Land Reserve (ALR); limits on non-farm use, building residences, subdividing and changing land use must be checked.
Sources: Alberta land ownership rules, Manitoba farmland ownership limits and Saskatchewan land ownership rules.
5. An operating farm or greenhouse versus bare land
For programs based on agricultural activity, buying a productive, operating farm can have practical advantages over buying land with no infrastructure, because it may come with sales records, equipment, production buildings, staff and suppliers, permits, water and energy infrastructure, and production and cost records. Those records help in assessing whether the business plan is viable.
- Greenhouse: depending on the activity, an operating greenhouse producing vegetables or other crops can be assessed within primary production; but buying land that merely might one day have a greenhouse built on it is not enough.
- Livestock: milk production, raising animals and other primary production activities can be assessed; the type of activity, permits, the applicant's experience, the economic scale and provincial rules are decisive.
- Packing or processing plant: not necessarily. Primary agricultural production must be distinguished from industrial processing; a food-processing plant may be assessable under an entrepreneur program, but it is not necessarily accepted under a program meant for primary agricultural production.
6. Buying an operating business in Canada: an important entrepreneur pathway
Buying an existing business is one of the recognized entrepreneur immigration pathways in some provinces. A manager with ten years' experience running a trading company who wants to buy an operating distribution or services company may be able to use this route if they meet the provincial program's conditions and the business is eligible. But simply buying a business is not enough; programs typically look at management experience, net worth, minimum investment, ownership share, job creation and the applicant's day-to-day involvement. For an example of listings of businesses for sale and which of them fit immigration requirements, read this article. The advantage of an operating business is that it may have revenue, customers, staff and operating infrastructure, which makes the economic assessment of the plan easier. But the purchase should follow careful financial, tax, legal and operational due diligence; a business with a record of losses, hidden debts or invalid contracts can put both the investment and the immigration file at risk.
7. Provincial entrepreneur programs in 2026
The table below shows a sample of pathways worth reviewing for business owners (all amounts in Canadian dollars):
| Province or territory | Minimum investment | Minimum net worth |
|---|---|---|
| British Columbia – Base | $200,000 | $600,000 |
| British Columbia – Regional | $100,000 | $300,000 |
| Alberta – Rural Entrepreneur | $100,000 | $300,000 |
| Alberta – Farm Stream | $500,000 | Per the program's financial resources conditions |
| Manitoba – Entrepreneur | $150,000 to $250,000 | $500,000 |
| Manitoba – Farm Investor | $300,000 | $500,000 |
| New Brunswick – Business Immigration | $150,000 | $500,000; agriculture $300,000 |
| Nova Scotia – Entrepreneur | $100,000 to $150,000 | $400,000 to $600,000 |
| Newfoundland and Labrador – International Entrepreneur | $200,000 | $600,000 |
| Northwest Territories – Business | $100,000 to $200,000 | $250,000 to $500,000 |
| Yukon – Business Nominee | $300,000 | $500,000 |
Meeting the minimum capital or net worth does not guarantee an invitation, a work permit, a provincial nomination or permanent residence. Some programs have minimum language levels, management experience, ownership history or job creation requirements, and some invite only selected applicants. Should you buy the business before applying for immigration? Not necessarily, and in some programs it can be a serious mistake; Yukon's program says explicitly that investment made before admission to the program does not count toward the minimum investment. So the order of steps matters a great deal. For more, see our provincial entrepreneur programs page and our article on the PNP increase for 2026 to 2028 and what it means for entrepreneurs.
8. Can buying a franchise help with immigration?
In some programs, buying or opening a franchise location can be assessed. You need to check whether the industry is permitted under the program, whether the applicant has enough ownership share, whether active management is required, whether the investment qualifies, whether the franchisor's approval has been obtained, and whether the business meets the job-creation conditions. Buying the rights to a brand does not by itself create immigration, and in some provinces activities such as restaurants, financial services, seasonal businesses or passive investments may be restricted or not allowed.
9. Quebec: the investor program (QIIP)
Canada still has an official program for investors in Quebec: the Québec Immigrant Investor Program. Unlike many entrepreneur pathways, the applicant does not need to run a business day to day. But this is not the old program; it has been restructured, the bar is very high, and few applicants qualify or apply. The requirements, plainly:
Under the program's terms the $1 million investment is guaranteed by the Quebec government and repaid without interest at the end of the period; but the $200,000 contribution is not returned, and paying the investment alone does not guarantee permanent residence.
- A minimum net worth of CAD $2 million
- At least two years of qualifying management experience in the past five years
- A $1 million investment held for five years
- A separate, non-refundable contribution of $200,000
- Proof of the lawful source of the assets
- A minimum level 7 spoken French on the Quebec scale (even for native French speakers), education requirements and the required physical presence in the province
(Official source: Quebec investor program conditions.)
10. Quebec: Business Takeover
Quebec also has a separate pathway for buying and running an existing business. Under one profile of the Business Takeover program, the main financial conditions are a minimum net worth of $600,000; at least $300,000 of eligible costs to acquire the business in the Montreal metropolitan area, or $150,000 outside it; actual control of the business; the support of a qualified specialized organization; and meeting the French-language and other requirements. Purely real-estate activity, property trading or passive investment should not be treated as equivalent to buying an eligible business.
11. Construction projects and real-estate development
Can buying land and carrying out a construction project help with immigration? It depends on the province and the nature of the project. Some entrepreneur programs have excluded real-estate investment, rental activity and property development from acceptable businesses. But in Nova Scotia, the entrepreneur rules allow some property development and construction activities to be assessed under specific conditions and with significant economic benefit to the province. So it cannot be said that all construction projects in Canada are unacceptable; the key difference is between a passive investment held for land appreciation and an operating construction company with real operations, contracts, staff and economic value added. Before buying land for construction, it must be clear whether the economic activity itself, not just the value of the property, is accepted under the province's immigration program.
12. Incorporation, buying a business and the C11 entrepreneur work permit
Some investors, instead of going through a provincial program, look at the entrepreneur work permit based on a "significant benefit to Canada" (an LMIA exemption). But the following alone are not enough: incorporating a Canadian company, buying shares of a business, buying property in the company's name, opening a bank account or submitting a business plan with no execution behind it. The significant benefit, the applicant's real role, the ability to carry out the plan and the other legal conditions must be proven. Does C11 directly give permanent residence? No. C11 is essentially a temporary work-permit pathway, and for permanent residence the applicant must qualify under a separate immigration pathway. Also, self-employment experience in Canada normally cannot be counted toward the Canadian Experience Class, except in specific exceptions. So an entrepreneur work permit should not be presented as a complete immigration solution without examining the future route to permanent residence. See the details of this permit on our C11 page.
13. Expanding a foreign company and transferring managers
Owners of operating businesses outside Canada may be able to review work-permit options through a genuine expansion of their company's activity in Canada. In specific circumstances, transferring managers or key staff to a related Canadian company can be assessed under the intra-company transfer (ICT, program overview) rules; but registering an affiliate, buying a warehouse or factory, and even a large amount of capital do not by themselves satisfy ICT conditions. One specific pathway for foreign companies is British Columbia's Strategic Projects program; among its main conditions are at least $500,000 of qualifying company investment and the creation of at least three full-time jobs for each proposed key employee. This pathway is not suitable for every company and has its own assessment process.
14. Does buying shares of a Canadian company help?
Buying shares on a Canadian stock exchange, investing in financial funds or holding a passive stake in a business does not by itself create any right to immigrate, although depending on the program it may count toward net worth. If the investment turns into ownership and active management of an eligible business, the position is different, and the ownership share, real control and management commitments become important.
15. Does owning a business let you hire yourself or family members?
Owning a Canadian business does not give you the right to issue a work permit to yourself or to family members. A genuine Canadian employer may, if all the conditions are met, be able to hire an eligible foreign worker, but the employment relationship must be real. Buying a business to create a sham job offer or a non-genuine hire is not a lawful immigration pathway.
16. Is the Start-up Visa program still active?
Under the status currently posted by IRCC, the federal Start-up Visa program has not accepted new applications since June 30, 2026. So buying shares of a start-up or paying money to an innovation organization does not, in November 2026, create a way to file a new case under this program. Saskatchewan's entrepreneur and farm pathways are also closed to new applications, and Ontario currently has no active provincial entrepreneur pathway for new files. Outdated "investment immigration" or "start-up visa" advertising can lead to a wrong financial decision. (Source: official Start-up Visa status.)
17. Some practical examples
- A condo in Toronto: someone with $700,000 buys a condo to rent out. If permitted, this is an economic investment and does not create an independent immigration pathway.
- A commercial building and a factory: the owner of a manufacturing company in a province with a suitable entrepreneur program buys an industrial building and equipment and creates a real operation. The property may be part of the economic plan, but the qualifying investment amount and whether the business is acceptable must be reviewed.
- A farm in Manitoba: a farmer with a professional background builds a productive farm. The land, facilities and equipment may count toward the Farm Investor Pathway investment; the limits on foreign ownership of land and the right timing of the purchase must be reviewed separately.
- Farmland in Saskatchewan: someone buys land to lease to local farmers. It may be subject to foreign-ownership limits, and the former Saskatchewan farm immigration pathway is closed to new applications.
- A business in New Brunswick: an experienced manager with $550,000 net worth plans to buy and run an operating business. If age, language, experience, investment, business type and the other criteria fit, Business Immigration may be worth reviewing; but owning property in another province could conflict with the program's conditions.
- An investor with $2 million in assets: someone with management experience and French who has no wish to run a restaurant or factory day to day. Quebec's investor program may be worth reviewing, provided every condition is met, including the high thresholds I described in section 9.
18. What to check before buying property, a farm or a business
If the end goal of the investment is immigration, get an immigration and business assessment before signing a purchase agreement. The main questions:
An investment that is attractive economically is not necessarily right for immigration.
- Do I qualify, in experience, language, assets and other criteria, for a specific program?
- Is that program active and accepting applications when I would apply?
- Is the proposed property or activity allowed under the program's rules?
- What part of the purchase price counts toward the qualifying investment?
- Is a foreign person legally permitted to buy this property or land?
- Must the purchase happen before applying, after an invitation, or after the required approvals?
- Must I personally manage the business or farm?
- When can I get a work permit or a provincial nomination?
- Is there a clear route from the economic activity to permanent residence?
- If the immigration file is not approved, what financial obligations and risks remain with me?
For farmland, also check soil quality, lawful access to water and water rights, restrictions on land use, environmental conditions, agricultural permits and the possibility of economic operation. For buying a business, tax records, debts, contracts, employees, leases and business permits matter.
19. If immigrating by investment is the goal, what about other countries?
So far we have said that in Canada, buying property or a financial investment alone normally does not create a right to residence. The laws of all countries are not like this. Three groups of programs need to be kept apart:
| Program type | Likely result |
|---|---|
| Residency by Investment (RBI) | Temporary, long-term or permanent residence, depending on the country |
| Citizenship by Investment (CBI/CIP) | Citizenship after the application is approved and the investment is made |
| Entrepreneur / Business Immigration | A residence or work permit and possibly permanent residence, based on economic activity |
A residence card from a country does not necessarily mean citizenship or a passport of that country. For the full list of programs in each group, see our residency by investment page and our citizenship by investment page. A short tour of some well-known destinations (figures as announced in official sources, and subject to change):
United States: EB-5
EB-5 is one of the best-known official investment immigration pathways and can lead to US permanent residence for the applicant, spouse and eligible unmarried children under 21. Minimum investment in 2026: US$1,050,000 (general) or US$800,000 (targeted employment areas or qualifying infrastructure projects). The capital must be lawfully sourced and invested in a qualifying economic activity at business risk, creating at least 10 full-time jobs for US workers. Investment can be direct or through a Regional Center. Buying a house or apartment for personal use or passive rental is not EB-5 by itself; but a real-estate development or hotel project with a business structure and qualifying job creation may be assessable under EB-5. If conditions are met and a visa is available, conditional permanent residence is issued for two years, after which the investment and job creation must be proved to USCIS. EB-5 does not guarantee return of principal or immigration approval.
A note for Iranian applicants: at the time of publication, broad US visa restrictions on Iranian nationals under Presidential Proclamation 10998 are in force and cover immigrant visas too, with specific exceptions and exemptions. Meeting EB-5's financial requirements does not necessarily mean a visa can be issued; check your nationality, exemptions and whether a visa can be issued before committing any investment. EB-5's statutory amounts are scheduled to be adjusted upward from January 1, 2027.
Greece: Golden Visa through property
Greece still has an investment residence program based on buying real estate: €800,000 in high-demand areas (Athens and the parts of Attica covered, Thessaloniki, Mykonos, Santorini and islands with a population over 3,100), €400,000 in most other areas, and €250,000 for some special projects (such as converting a non-residential building to residential or restoring a historic property). In the €400,000 and €800,000 routes, specific requirements apply to the number and size of properties. Residence is normally granted for five years and is renewable. The program does not by itself give EU citizenship and does not create a right to employment in Greece. (More: our Greece page and the new Greek investment pathway.)
Portugal: ARI without buying property
Portugal still has the Autorização de Residência para Investimento (ARI) program, but buying property is no longer an eligible route. The options: a qualifying investment fund (about €500,000), research activity (€500,000), supporting art or cultural heritage (€250,000), and creating or strengthening a company with qualifying job creation (€500,000; a 10-job option is also in the rules). Some amounts are reduced in low-density areas and under specific conditions. Portuguese citizenship is not an automatic result of the investment and is subject to separate nationality law and the period of lawful residence. (More: our Portugal page and the fund investment guide.)
Italy, Malta, the UAE and Turkey
- Italy (Investor Visa): an innovative start-up €250,000, a qualifying company €500,000, a qualifying philanthropic initiative €1 million, Italian government bonds €2 million; an initial two-year visa. Buying an ordinary house is not a substitute for these investments. (Italy page)
- Malta (MPRP): permanent residence with sufficient net worth, buying property of at least €375,000 or renting a qualifying property at no less than €14,000 a year, a non-refundable administrative fee of €60,000, a government contribution of €37,000 and a €2,000 donation to a non-governmental organization, plus financial and security checks. This program is different from Malta's former citizenship-by-investment scheme, which was halted after the EU Court of Justice ruling in 2025. Malta has nationality and sanctions restrictions, including for Iran, that must be checked before applying.
- UAE (Golden Residency): on the property route, owning qualifying property worth at least AED 2 million; the result is long-term residence, not citizenship. (UAE page and the change to the minimum property value in Dubai)
- Turkey: buying property worth at least US$400,000 with a commitment not to sell it for at least three years is one of the routes to apply for exceptional citizenship; other routes are fixed capital investment of US$500,000 or a qualifying bank deposit. This does not mean citizenship is granted automatically, and a legal review of the transaction and approval of the application are required. (Turkey page)
20. Citizenship-by-investment programs in the Caribbean
In some Caribbean countries, eligible people can apply directly for citizenship through an investment. The investment is normally a non-refundable contribution to a government fund or the purchase of a share in a government-approved real-estate project. The minimum government contributions announced:
| Country | Sample minimum contribution |
|---|---|
| Dominica | $200,000 |
| Antigua and Barbuda | $230,000 |
| Grenada | $235,000 |
| Saint Lucia | $240,000 |
| Saint Kitts and Nevis | $250,000 |
Due diligence, agent, processing and family-member fees are calculated separately. There is also a real-estate option: in Saint Kitts and Nevis, for example, from $325,000 with a holding-period restriction, and in Grenada a minimum of $270,000 in an approved property project plus a government contribution. All applications are subject to security review, source-of-funds checks and final government approval. These programs are not available to every nationality. Saint Kitts and Nevis is currently not accepting applications from Iranian citizens, and in Antigua and Barbuda Iran is on the list of restricted countries (with an exception for some applicants who meet specific conditions). So having enough capital does not mean being eligible. Program pages: Dominica, Antigua and Barbuda, Grenada, Saint Lucia, Saint Kitts and Nevis. Overview: citizenship by investment and our comparison of the best Golden Visa programs in 2026.
21. Well-known programs that are no longer active
Beware of outdated information. Spain's Golden Visa, known for property investment, was abolished for new applications from April 3, 2025 (with transitional rules for some earlier applications and permits). Malta's former citizenship-by-investment program was also halted in 2025 and should not be confused with Malta's active permanent residence program. Before paying any money or signing a contract, make sure the program is genuinely active and that you can use it given your nationality and other conditions.
22. An overall comparison
This table compares the structure of programs; it is not a ranking. The amount, the risk, residence rights, ability to work, family rights, citizenship conditions and nationality restrictions differ in each program.
| Country or program | Type of investment | Intended immigration result |
|---|---|---|
| Canada – provincial entrepreneur programs | Creating or buying an eligible business | Subject to provincial nomination and permanent residence |
| Canada – Farm Investor | Creating or buying an eligible agricultural operation | Subject to provincial nomination and permanent residence |
| Canada – Quebec investor | Prescribed investment and financial contribution | Quebec selection and permanent residence; very high threshold |
| US – EB-5 | Economic investment and job creation | Conditional green card |
| Greece – Golden Visa | Eligible property purchase | Renewable residence |
| Portugal – ARI | Fund, research, culture or business | Investment residence |
| Italy – Investor Visa | Company, start-up or approved options | Investor residence |
| Malta – MPRP | Property or rental with prescribed contributions | Permanent residence |
| UAE – Golden Residency | Eligible property or investment | Long-term residence |
| Turkey | Eligible property or investment | Possible citizenship application |
| Some Caribbean countries | Approved contribution or investment | Possible citizenship |
23. Before choosing a country, what matters more than the amount?
The amount is only one factor. Also ask:
For applicants who hold Iranian citizenship or have financial ties to sanctioned countries, check admission, fund-transfer and visa-issuance restrictions right at the start. Also note that a second citizenship does not automatically remove the immigration restrictions of third countries.
- Is my goal temporary residence, permanent residence or citizenship?
- Is the investment refundable, or a non-returnable contribution?
- Is buying property enough, or do I also need to run a business and create jobs?
- Is physical presence required to keep residence or obtain citizenship?
- Can my spouse and children come with me?
- Is the program available for my current nationality?
- What are the limits on moving money and proving the source of funds?
- Do the rights that come with residence or a passport match my family's real goals?
Conclusion: choose the pathway first, then the investment
Can buying property or farmland be a route to immigrating to Canada? Yes, in some circumstances; but there is an important difference between buying an asset and making an immigration-qualifying investment. Buying a residential home normally carries no direct immigration credit. Buying commercial property may count toward the qualifying investment in some programs. Buying or creating a productive farm may play a role in the farm programs of provinces such as Manitoba and Alberta. Buying an operating business, if the conditions are met, can be the basis of an entrepreneur pathway. And Quebec's investor program still exists for a small number of applicants with the required assets, management experience and French. None of these should be presented with a promise of guaranteed residence. My golden rule: first decide the immigration pathway, then design the investment to fit that pathway, not the other way round.
Know your immigration pathway before you invest
At ITC iLand, an applicant's situation is assessed against economic, entrepreneur and investment immigration programs to clarify which pathways, if any, fit their experience and resources. For programs outside Canada, specialist review and action must follow the destination country's rules and, where necessary, involve licensed professionals and representatives in that country. For decisions about the transaction itself, also use independent legal, tax and business advice.
This article is based on general information published as of November 1, 2026. Amounts, program conditions, intake capacity, property-purchase rules, farmland ownership limits, nationality restrictions and visa rules may change. It is not a substitute for an individual assessment of your immigration file or for legal, tax and investment advice. ITC iLand is not a government body and is not affiliated with the government of any country. None of the programs described guarantees an immigration approval, a return on capital or citizenship. The image at the top of the article is an AI-generated illustration, not a photograph.

